:root {
    --color-page: #f5f7fb;
    --color-panel: linear-gradient(180deg, rgba(255, 255, 255, 0.95), rgba(245, 248, 255, 0.92));
    --color-surface: #f7f9fd;
    --color-card: #ffffff;
    --color-ink: #10172a;
    --color-muted: #596581;
    --color-border: rgba(96, 116, 159, 0.18);
    --color-blue: #386fff;
    --color-aqua: #36d5c7;
    --color-green: #98eb56;
    --color-lilac: #d8b7ff;
    --color-accent-gradient: linear-gradient(135deg, #98eb56, #36d5c7 46%, #d8b7ff 100%);
    --shadow-soft: 0 24px 70px rgba(19, 35, 71, 0.08);
    --shadow-button: 0 16px 36px rgba(18, 32, 69, 0.24);
    --container: 1240px;
}

* {
    box-sizing: border-box;
}

html {
    background:
        radial-gradient(circle at top left, rgba(152, 235, 86, 0.16), transparent 20%),
        radial-gradient(circle at top right, rgba(54, 213, 199, 0.12), transparent 24%),
        linear-gradient(180deg, #f8fbff 0%, #f4f6fb 100%);
    scroll-behavior: smooth;
}

body {
    margin: 0;
    color: var(--color-ink);
    font-family: "Manrope", sans-serif;
    background: var(--color-page);
}

a {
    color: inherit;
    text-decoration: none;
}

button,
input,
select,
textarea {
    font: inherit;
}

.font-heading {
    font-family: "Fraunces", serif;
}

.accent-gradient {
    background: var(--color-accent-gradient);
}

.panel-gradient {
    background: var(--color-panel);
}

.container {
    width: min(var(--container), calc(100% - 32px));
    margin: 0 auto;
}

.section {
    padding: 48px 0;
}

.page-top {
    padding-top: 40px;
}

.card {
    border: 1px solid rgba(255, 255, 255, 0.7);
    background: var(--color-card);
    box-shadow: var(--shadow-soft);
    border-radius: 28px;
}

.card-large {
    padding: 24px;
}

.grid-shell {
    background-image:
        linear-gradient(rgba(110, 128, 170, 0.06) 1px, transparent 1px),
        linear-gradient(90deg, rgba(110, 128, 170, 0.06) 1px, transparent 1px);
    background-size: 64px 64px;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 40;
    backdrop-filter: blur(18px);
    background: rgba(246, 248, 252, 0.82);
    border-bottom: 1px solid rgba(255, 255, 255, 0.65);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    min-height: 76px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 12px;
}

.brand-badge {
    width: 44px;
    height: 44px;
    border-radius: 18px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    color: var(--color-ink);
}

.brand-title {
    display: block;
    font-size: 20px;
    font-weight: 600;
    line-height: 1.1;
}

.brand-subtitle {
    display: block;
    margin-top: 2px;
    font-size: 12px;
    color: var(--color-muted);
}

.desktop-nav,
.desktop-actions {
    display: none;
}

.desktop-nav {
    gap: 24px;
    color: var(--color-muted);
    font-size: 14px;
    font-weight: 600;
}

.desktop-actions {
    gap: 12px;
}

.chip-button,
.primary-button,
.dark-button,
.outline-button,
.secondary-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    border-radius: 999px;
    padding: 13px 20px;
    border: 1px solid transparent;
    cursor: pointer;
    transition: transform 0.2s ease, border-color 0.2s ease, background 0.2s ease;
}

.chip-button,
.secondary-button,
.outline-button {
    border-color: var(--color-border);
    background: rgba(255, 255, 255, 0.9);
}

.primary-button {
    background: var(--color-blue);
    color: #fff;
    box-shadow: var(--shadow-button);
}

.dark-button {
    background: var(--color-ink);
    color: #fff;
    box-shadow: var(--shadow-button);
}

.menu-toggle {
    width: 44px;
    height: 44px;
    border-radius: 18px;
    border: 1px solid var(--color-border);
    background: #fff;
    display: inline-flex;
    flex-direction: column;
    justify-content: center;
    gap: 4px;
    padding: 0 11px;
}

.menu-toggle span {
    display: block;
    height: 2px;
    background: var(--color-ink);
    border-radius: 999px;
}

.mobile-menu {
    display: none;
    border-top: 1px solid rgba(255, 255, 255, 0.55);
    background: rgba(255, 255, 255, 0.96);
    padding: 16px;
}

.mobile-menu.is-open {
    display: grid;
    gap: 12px;
}

.mobile-menu a {
    display: block;
    padding: 14px 16px;
    border-radius: 18px;
    border: 1px solid var(--color-border);
    background: #fff;
    font-weight: 600;
}

.hero-section {
    position: relative;
    overflow: hidden;
    padding: 28px 0 56px;
}

.hero-grid,
.split-grid,
.after-suite {
    display: grid;
    gap: 24px;
}

.hero-copy h1,
.page-title {
    font-size: clamp(42px, 8vw, 74px);
    line-height: 0.98;
    margin: 18px 0 0;
}

.hero-chip,
.eyebrow,
.tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    width: fit-content;
    padding: 8px 12px;
    border-radius: 999px;
    border: 1px solid var(--color-border);
    background: rgba(255, 255, 255, 0.9);
    color: var(--color-blue);
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
}

.hero-text,
.section-heading p,
.body-copy,
.copy-stack p,
.faq-card p,
.detail-card li,
.resource-card p,
.testimonial-card .quote,
.lead-form p,
.lead-form span,
.article-card li,
.showcase-help p,
.calculator-note,
.calculator-description {
    color: var(--color-muted);
    line-height: 1.9;
}

.hero-actions,
.form-actions {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 26px;
}

.metric-grid,
.loan-strip,
.feature-grid,
.steps-grid,
.resource-grid,
.loan-page-grid,
.detail-grid,
.footer-grid,
.calculator-results,
.calculator-tabs {
    display: grid;
    gap: 16px;
}

.metric-card {
    padding: 18px;
    border-radius: 24px;
    border: 1px solid rgba(255, 255, 255, 0.7);
    background: rgba(255, 255, 255, 0.85);
}

.metric-card strong {
    display: block;
    font-size: 30px;
}

.metric-card span {
    display: block;
    margin-top: 8px;
    font-size: 12px;
    color: var(--color-muted);
}

.dark-card {
    border-radius: 36px;
    background: #0f1729;
    padding: 16px;
    color: #fff;
    box-shadow: var(--shadow-soft);
}

.dark-panel {
    border-radius: 28px;
    background: linear-gradient(180deg, rgba(20, 31, 56, 0.95), rgba(13, 20, 37, 0.98));
    padding: 20px;
}

.showcase-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
}

.showcase-top p,
.showcase-list p,
.showcase-highlight p {
    color: rgba(255, 255, 255, 0.6);
    font-size: 12px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
}

.showcase-top h2 {
    margin: 8px 0 0;
    font-size: 42px;
}

.showcase-badge {
    padding: 8px 12px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.1);
    font-size: 12px;
    font-weight: 700;
}

.showcase-grid,
.showcase-stack {
    display: grid;
    gap: 16px;
    margin-top: 28px;
}

.showcase-list {
    border-radius: 24px;
    border: 1px solid rgba(255, 255, 255, 0.12);
    padding: 16px;
    background: rgba(255, 255, 255, 0.04);
}

.showcase-list-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-top: 12px;
    border-radius: 18px;
    padding: 14px;
    background: rgba(255, 255, 255, 0.06);
}

.showcase-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--color-aqua);
}

.showcase-highlight,
.showcase-help {
    border-radius: 24px;
    padding: 18px;
}

.showcase-highlight strong {
    display: block;
    margin-top: 18px;
    font-size: 32px;
    color: var(--color-ink);
}

.showcase-help {
    border: 1px solid rgba(255, 255, 255, 0.12);
    background: rgba(255, 255, 255, 0.05);
}

.showcase-help h3 {
    margin: 0 0 8px;
}

.progress-bar {
    margin-top: 16px;
    height: 8px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.1);
}

.progress-bar span {
    display: block;
    width: 74%;
    height: 100%;
    border-radius: inherit;
    background: linear-gradient(90deg, #386fff, #36d5c7);
}

.loan-strip-card,
.feature-card,
.resource-card,
.testimonial-card,
.detail-card,
.note-card {
    padding: 20px;
}

.loan-strip-card h2,
.feature-card h3,
.resource-card h3,
.detail-card h2,
.faq-card h3 {
    margin: 14px 0 0;
    font-size: 22px;
}

.icon-badge {
    width: 48px;
    height: 48px;
    border-radius: 18px;
    background: var(--color-surface);
}

.gradient-line {
    width: 72px;
    height: 6px;
    border-radius: 999px;
}

.step-card {
    border-radius: 28px;
    background: var(--color-surface);
    padding: 20px;
}

.step-label {
    color: var(--color-blue);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
}

.calculator-suite {
    display: grid;
    gap: 20px;
    margin-top: 34px;
}

.calculator-tab {
    text-align: left;
    border: 1px solid transparent;
    background: var(--color-surface);
    border-radius: 24px;
    padding: 18px;
}

.calculator-tab strong,
.calculator-result strong {
    display: block;
    color: var(--color-ink);
}

.calculator-tab span {
    display: block;
    margin-top: 8px;
    color: var(--color-muted);
    font-size: 14px;
    line-height: 1.7;
}

.calculator-tab.is-active {
    border-color: var(--color-blue);
    background: rgba(56, 111, 255, 0.08);
}

.calculator-panel {
    border-radius: 32px;
    background: #fff;
    border: 1px solid rgba(255, 255, 255, 0.7);
    box-shadow: var(--shadow-soft);
    padding: 20px;
}

.calculator-inputs {
    display: grid;
    gap: 18px;
    margin-top: 24px;
}

.calculator-field-head {
    display: flex;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 10px;
    font-size: 14px;
}

.calculator-field-head strong {
    color: var(--color-ink);
}

.calculator-range {
    width: 100%;
    appearance: none;
    height: 8px;
    border-radius: 999px;
    background: rgba(62, 84, 126, 0.12);
}

.calculator-range::-webkit-slider-thumb {
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    border: 3px solid #fff;
    background: linear-gradient(135deg, #386fff, #36d5c7);
    box-shadow: 0 6px 16px rgba(56, 111, 255, 0.3);
}

.calculator-result {
    padding: 16px;
    border-radius: 24px;
    border: 1px solid var(--color-border);
    background: var(--color-surface);
}

.calculator-result span {
    display: block;
    margin-top: 10px;
    font-size: 24px;
    font-weight: 700;
    color: var(--color-ink);
}

.resource-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    font-size: 13px;
    color: var(--color-muted);
}

.resource-link,
.back-link {
    display: inline-flex;
    margin-top: 18px;
    font-weight: 700;
    color: var(--color-ink);
}

.section-heading {
    max-width: 720px;
    margin-bottom: 28px;
}

.section-heading.is-center {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
}

.section-heading h2 {
    font-size: clamp(34px, 6vw, 54px);
    line-height: 1.05;
    margin: 16px 0 0;
}

.faq-list {
    display: grid;
    gap: 16px;
}

.faq-card {
    border-radius: 24px;
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    padding: 20px;
}

.lead-form {
    border-radius: 28px;
    border: 1px solid rgba(255, 255, 255, 0.7);
    background: rgba(255, 255, 255, 0.95);
    box-shadow: var(--shadow-soft);
    padding: 20px;
}

.lead-head {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 16px;
}

.lead-head h3 {
    margin: 12px 0 0;
    font-size: 34px;
    line-height: 1.05;
}

.step-indicator {
    padding: 8px 12px;
    border-radius: 999px;
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    font-size: 12px;
    font-weight: 800;
    color: var(--color-muted);
}

.lead-step {
    display: none;
    margin-top: 20px;
}

.lead-step.is-active {
    display: block;
}

.lead-form label {
    display: block;
    margin-bottom: 16px;
}

.lead-form label span,
.label-title {
    display: block;
    margin-bottom: 8px;
    font-size: 14px;
    font-weight: 700;
    color: var(--color-ink);
}

.lead-form input,
.lead-form select,
.lead-form textarea {
    width: 100%;
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    border-radius: 18px;
    padding: 14px 16px;
    color: var(--color-ink);
    outline: none;
}

.lead-form input:focus,
.lead-form select:focus,
.lead-form textarea:focus {
    border-color: var(--color-blue);
}

.option-grid,
.form-grid {
    display: grid;
    gap: 10px;
}

.option-pill {
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    border-radius: 18px;
    padding: 12px;
    font-weight: 700;
    color: var(--color-muted);
}

.option-pill.is-active {
    border-color: var(--color-blue);
    background: rgba(56, 111, 255, 0.08);
    color: var(--color-blue);
}

.form-status {
    min-height: 24px;
    margin: 0;
    font-size: 14px;
    font-weight: 700;
}

.form-status.is-error {
    color: #c62828;
}

.form-status.is-success {
    color: #146c43;
}

.lead-success {
    margin-top: 18px;
    border-radius: 24px;
    background: rgba(152, 235, 86, 0.15);
    padding: 18px;
}

.lead-success h4 {
    margin: 0 0 6px;
}

.whatsapp-link {
    display: inline-flex;
    margin-top: 8px;
    color: var(--color-blue);
    font-weight: 700;
}

.article-card .article-section + .article-section {
    margin-top: 32px;
}

.article-card ul,
.detail-card ul {
    margin: 16px 0 0;
    padding: 0;
    list-style: none;
}

.article-card li,
.detail-card li {
    position: relative;
    padding-left: 18px;
    margin-bottom: 12px;
}

.article-card li::before,
.detail-card li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 12px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--color-blue);
}

.detail-grid {
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

.testimonial-card strong,
.testimonial-card span {
    display: block;
    margin-top: 10px;
}

.site-footer {
    margin-top: 56px;
    padding: 48px 0 120px;
    background: var(--color-ink);
    color: #fff;
}

.footer-grid {
    grid-template-columns: 1.2fr 1fr 1fr;
}

.footer-text,
.footer-contact,
.footer-links a {
    color: rgba(255, 255, 255, 0.74);
}

.footer-heading {
    margin: 0 0 18px;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.55);
}

.footer-links {
    display: grid;
    gap: 12px;
}

.mobile-sticky-cta {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 45;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
    padding: 12px;
    background: rgba(12, 18, 32, 0.88);
    backdrop-filter: blur(16px);
}

.mobile-sticky-cta a {
    padding: 14px 10px;
    border-radius: 18px;
    background: rgba(255, 255, 255, 0.1);
    color: #fff;
    font-size: 12px;
    font-weight: 800;
    text-align: center;
}

.mobile-sticky-cta a.is-primary {
    background: var(--color-blue);
}

@media (min-width: 768px) {
    .card-large,
    .lead-form,
    .calculator-panel {
        padding: 28px;
    }

    .metric-grid,
    .steps-grid,
    .resource-grid,
    .loan-page-grid,
    .footer-grid,
    .calculator-tabs,
    .calculator-results,
    .feature-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .option-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .form-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .form-grid.single {
        grid-template-columns: 1fr;
    }
}

@media (min-width: 1024px) {
    .desktop-nav,
    .desktop-actions {
        display: flex;
    }

    .menu-toggle,
    .mobile-menu,
    .mobile-sticky-cta {
        display: none;
    }

    .hero-grid,
    .split-grid,
    .after-suite {
        grid-template-columns: 1.05fr 0.95fr;
        align-items: start;
    }

    .calculator-suite {
        grid-template-columns: 0.9fr 1.1fr;
    }

    .calculator-tabs {
        grid-template-columns: 1fr;
        align-self: start;
    }

    .showcase-grid {
        grid-template-columns: 1fr 1fr;
    }

    .loan-strip {
        grid-template-columns: repeat(6, minmax(0, 1fr));
    }

    .feature-grid {
        grid-template-columns: repeat(4, minmax(0, 1fr));
    }

    .steps-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    .resource-grid,
    .loan-page-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}